Insurance shouldn’t be connected to your job. If you work for Company A, you should be able to switch to working for Company B without worrying whether you’ll have your medical and therapy services covered. If you lose or quit your job, you should still be able to see a doctor. I work with people with autism and Houston Texans In My Veins And Jesus In My Heart Shirt. Some only cover it up to certain ages. Parents are trapped in jobs that aren’t good for them or their families. Because they can’t leave a job that offers insurance that will pay for this 20-40 hour per week therapy. I understand the history of employer-provided healthcare, but it no longer makes any sense in a world with so many examples of working universal healthcare models. The problem is, money trumps everything and nothing will ever change until we start voting for people who care more about the welfare of its citizens than corporate interests.
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Change healthcare with city roads and people would think you’re crazy to have to pay out the ass every time you have to drive somewhere. If everyone benefits from something. Then Houston Texans In My Veins And Jesus In My Heart Shirt. A lot of people in the US don’t grasp this. They think that by paying insurance they’re paying for only themselves and that’s why ideas that allow for things like letting your insurance company examine meals to ensure you’re healthy, or extensive doctors visits to make sure you exercise enough, in exchange for lower premiums are acceptable to a bunch of folks. This is made more fun when after four or six months any insurance can revise. What they paid and “collect” them back. Unless I provide further proof that what was done was in fact done. I hate healthcare insurances. Side note from Italy: the stronger your private healthcare sector gets. The worse the general health service ends up being. As the only way to ever make money out of healthcare. To reduce accessibility to the general public.
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An entire retention strategy of some companies is to hire people that need insurance for themselves or their family, offer it as a benefit, and then pay low enough that the person can’t afford their own out of pocket insurance. Thereby getting away with not just a low wage but now creating a captive employee. Houston Texans In My Veins And Jesus In My Heart Shirt, regardless of working conditions. On the other hand, they like it, because many employers leverage insurance with employees who need health care to underpay and overwork them. Knowing that the person has no other option but to continue to work at that company otherwise they’ll get seriously ill or die. Health care doesn’t fit the basic market theory. Nobody breaks a leg and comparison shops for the cheapest orthopedic surgeon. That’s why every modern country but the US has some form of universal health care and controls on the market.
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